More than returns — a farm with your name on it.

What is exempt: the money your unit earns from growing and selling produce. Under Section 2(1A) of the Income Tax Act that counts as agricultural income, and Section 10(1) exempts agricultural income from income tax entirely. How it reaches you: because it is not interest or dividend, no TDS is deducted at source — the payout arrives whole, and you declare it in your return as exempt income. One honest caveat: agricultural income above ₹5,000 is still counted when working out the rate band applied to your other, taxable income. It is not taxed itself; it can nudge the rate on the rest. Confirm your own position with your tax adviser — we are not one.

A unit is a claim on physical infrastructure — polyhouse structure, grow beds, misting systems and the crop itself — not a paper pledge against a pooled fund. Infrastructure is insured, ownership is recorded in your name, and the register is open to you at any time.

You never choose a crop, negotiate with a buyer, hire a farmhand or worry about a pump. Growize employs the agronomy and operations team, plans the crop calendar around contracted demand, and handles harvest through dispatch. Your only obligations are the ones in the agreement.

Most farmland investments report quarterly, in a PDF. Yours reports continuously: portfolio value, annual ROI, which month of the contract you are in, what is growing right now, and every rupee credited with its reference number and date.

The farm gate is open to owners Tuesday through Sunday. Come for a harvest day, bring your accountant to read the yield logs, or bring your children to see where food actually comes from. Very few asset classes let you stand inside the thing you own.

One acre of EKA feeds over 70,000 people a year on 95% less water than conventional farming, with pesticides designed out rather than washed off. Every unit contributes to six UN Sustainable Development Goals — the impact is a measurable output, not a marketing line.